Note: Replace [Number of Cores] with your actual CPU core count (e.g., 2 or 4). 3. System-Level Performance Boosts

: Go to Windows Settings > System > Display > Graphics . Add NFS Payback and set it to "High Performance" to ensure it uses your dedicated GPU rather than integrated graphics.

For deeper engine-level optimization, you can create a new text file named user.cfg in the main game installation directory (where NeedForSpeedPayback.exe is located). Add these commands: