Xiaomi Exclusive — This Device Is Locked Due To An Overdue Installment Payment

: If installments remain unpaid for a long period, the financier may blacklist the IMEI, preventing the phone from ever working on any mobile network. Payment FAQ - Xiaomi

: If the software detects unauthorized attempts to reset the device or bypass payment protocols, it may permanently lock the hardware. How to Unlock the Device : If installments remain unpaid for a long

: A standard factory reset usually does not remove a finance lock. In fact, it may make the situation worse by blocking access to the settings required for an official unlock. the financier may blacklist the IMEI

: If you have already paid but the lock remains, contact the store or dealer where you purchased the device. They can manually verify the payment and send an unlock signal to the phone. : If installments remain unpaid for a long